{"id":4464,"date":"2022-06-28T09:47:47","date_gmt":"2022-06-28T06:47:47","guid":{"rendered":"https:\/\/fintechbulgaria.org\/?p=4464"},"modified":"2022-06-28T09:57:55","modified_gmt":"2022-06-28T06:57:55","slug":"%d0%b1%d1%84%d0%b0-%d0%b2-%d0%b5%d0%b2%d1%80%d0%be%d0%bf%d0%b5%d0%b9%d1%81%d0%ba%d0%b8%d1%8f-%d0%bf%d0%b0%d1%80%d0%bb%d0%b0%d0%bc%d0%b5%d0%bd%d1%82","status":"publish","type":"post","link":"https:\/\/fintechbulgaria.org\/bg\/%d0%b1%d1%84%d0%b0-%d0%b2-%d0%b5%d0%b2%d1%80%d0%be%d0%bf%d0%b5%d0%b9%d1%81%d0%ba%d0%b8%d1%8f-%d0%bf%d0%b0%d1%80%d0%bb%d0%b0%d0%bc%d0%b5%d0%bd%d1%82\/","title":{"rendered":"\u0411\u0424\u0410 \u0443\u0447\u0430\u0441\u0442\u0432\u0430 \u0432 \u043e\u0431\u0441\u044a\u0436\u0434\u0430\u043d\u0435\u0442\u043e \u0437\u0430 \u041e\u0442\u0432\u043e\u0440\u0435\u043d\u043e\u0442\u043e \u0431\u0430\u043d\u043a\u0438\u0440\u0430\u043d\u0435 \u0438 \u041e\u0442\u0432\u043e\u0440\u0435\u043d\u0438\u0442\u0435 \u0444\u0438\u043d\u0430\u043d\u0441\u0438 \u0432 \u0415\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u0438\u044f \u043f\u0430\u0440\u043b\u0430\u043c\u0435\u043d\u0442"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1216.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><style>.fusion-imageframe.imageframe-1{ margin-top : 65px;margin-bottom : 50px;}<\/style><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img width=\"600\" height=\"314\" title=\"1655989993483\" src=\"https:\/\/fintechbulgaria.org\/wp-content\/uploads\/2022\/06\/1655989993483.jpg\" data-orig-src=\"https:\/\/fintechbulgaria.org\/wp-content\/uploads\/2022\/06\/1655989993483-600x314.jpg\" alt class=\"lazyload img-responsive wp-image-4457\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271200%27%20height%3D%27628%27%20viewBox%3D%270%200%201200%20628%27%3E%3Crect%20width%3D%271200%27%20height%3D%27628%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/fintechbulgaria.org\/wp-content\/uploads\/2022\/06\/1655989993483-200x105.jpg 200w, https:\/\/fintechbulgaria.org\/wp-content\/uploads\/2022\/06\/1655989993483-400x209.jpg 400w, https:\/\/fintechbulgaria.org\/wp-content\/uploads\/2022\/06\/1655989993483-600x314.jpg 600w, https:\/\/fintechbulgaria.org\/wp-content\/uploads\/2022\/06\/1655989993483-800x419.jpg 800w, https:\/\/fintechbulgaria.org\/wp-content\/uploads\/2022\/06\/1655989993483.jpg 1200w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 600px\" \/><\/span><\/div><div class=\"fusion-text fusion-text-1\"><p>\u041d\u0430 21 \u044e\u043d\u0438 \u0411\u044a\u043b\u0433\u0430\u0440\u0441\u043a\u0430\u0442\u0430 \u0444\u0438\u043d\u0442\u0435\u0445 \u0430\u0441\u043e\u0446\u0438\u0430\u0446\u0438\u044f, \u0437\u0430\u0435\u0434\u043d\u043e \u0441 IRIS Solutions, \u0443\u0447\u0430\u0441\u0442\u0432\u0430\u0445\u0430 \u0432 \u0435\u043a\u0441\u043f\u0435\u0440\u0442\u043d\u0430\u0442\u0430 \u043a\u043e\u043d\u0444\u0435\u0440\u0435\u043d\u0446\u0438\u044f \u201e\u041e\u0442\u0432\u043e\u0440\u0435\u043d\u0438 \u0444\u0438\u043d\u0430\u043d\u0441\u0438: \u0433\u0440\u044a\u0431\u043d\u0430\u043a\u044a\u0442 \u043d\u0430 \u0446\u0438\u0444\u0440\u043e\u0432\u0430\u0442\u0430 \u0438\u043a\u043e\u043d\u043e\u043c\u0438\u043a\u0430\u201d, \u043e\u0440\u0433\u0430\u043d\u0438\u0437\u0438\u0440\u0430\u043d\u0430 \u043e\u0442 \u0415\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u0430\u0442\u0430 \u0430\u0441\u043e\u0446\u0438\u0430\u0446\u0438\u044f \u0437\u0430 \u0446\u0438\u0444\u0440\u043e\u0432\u0438 \u0444\u0438\u043d\u0430\u043d\u0441\u0438 (EDFA), \u043a\u043e\u044f\u0442\u043e \u0441\u0435 \u043f\u0440\u043e\u0432\u0435\u0434\u0435 \u0432 \u0415\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u0438\u044f \u043f\u0430\u0440\u043b\u0430\u043c\u0435\u043d\u0442. \u0423\u0447\u0430\u0441\u0442\u043d\u0438\u0446\u0438\u0442\u0435 \u0441\u0440\u0435\u0449\u0430\u0442\u0430, \u0432\u043a\u043b\u044e\u0447\u0438\u0442\u0435\u043b\u043d\u043e \u0434\u0440\u0443\u0433\u0438 Fintech \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 \u0438 \u0447\u043b\u0435\u043d\u043e\u0432\u0435 \u043d\u0430 EDFA, \u0442\u0440\u044f\u0431\u0432\u0430\u0448\u0435 \u0434\u0430 \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u044f\u0442 \u0441\u0432\u043e\u0438\u0442\u0435 \u043f\u0440\u0435\u043f\u043e\u0440\u044a\u043a\u0438 \u043e\u0442\u043d\u043e\u0441\u043d\u043e PSD2 \u0438 \u043f\u043e\u0442\u0435\u043d\u0446\u0438\u0430\u043b\u0430 \u0437\u0430 \u0440\u0430\u0437\u0432\u0438\u0442\u0438\u0435 \u043d\u0430 \u041e\u0442\u0432\u043e\u0440\u0435\u043d\u043e\u0442\u043e \u0431\u0430\u043d\u043a\u0438\u0440\u0430\u043d\u0435 \u0438 \u041e\u0442\u0432\u043e\u0440\u0435\u043d\u0438\u0442\u0435 \u0444\u0438\u043d\u0430\u043d\u0441\u0438 \u043f\u0440\u0435\u0434 \u0415\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u0430\u0442\u0430 \u043a\u043e\u043c\u0438\u0441\u0438\u044f.<\/p>\n<p>\u0413\u0435\u043e\u0440\u0433\u0438 \u041f\u0435\u043d\u0435\u0432, \u0434\u0438\u0440\u0435\u043a\u0442\u043e\u0440 \u043d\u0430 BFA, \u0438 \u041c\u0435\u0440\u0434\u0438\u0445\u0430\u043d \u0418\u0441\u043c\u0430\u0438\u043b\u043e\u0432, \u0433\u043b\u0430\u0432\u0435\u043d \u0434\u0438\u0433\u0438\u0442\u0430\u043b\u0435\u043d \u0438 \u0438\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0438\u043e\u043d\u0435\u043d \u0434\u0438\u0440\u0435\u043a\u0442\u043e\u0440 \u0432 IRIS Solutions \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u0438\u0445\u0430 \u0441\u0432\u043e\u044f \u043f\u0440\u043e\u0435\u043a\u0442 \u201e\u041e\u0442\u0432\u043e\u0440\u0435\u043d\u0438 \u0444\u0438\u043d\u0430\u043d\u0441\u0438 \u0437\u0430 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u043e \u043e\u0431\u0440\u0430\u0437\u043e\u0432\u0430\u043d\u0438\u0435 \u0438 \u0437\u0434\u0440\u0430\u0432\u0435\u201d, \u043a\u044a\u0434\u0435\u0442\u043e \u043e\u0431\u0441\u044a\u0434\u0438\u0445\u0430 \u043d\u043e\u0432\u0438 \u0431\u0438\u0437\u043d\u0435\u0441 \u043c\u043e\u0434\u0435\u043b\u0438 \u0437\u0430 \u043f\u043e\u0434\u043e\u0431\u0440\u044f\u0432\u0430\u043d\u0435 \u043d\u0430 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0442\u043e \u0441\u044a\u0441\u0442\u043e\u044f\u043d\u0438\u0435 \u0438 \u0433\u0440\u0430\u043c\u043e\u0442\u043d\u043e\u0441\u0442\u0442\u0430 \u043d\u0430 \u0432\u0441\u0438\u0447\u043a\u0438 \u0435\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u0438 \u0433\u0440\u0430\u0436\u0434\u0430\u043d\u0438. \u041f\u0440\u043e\u0435\u043a\u0442\u044a\u0442 \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u044f \u043e\u0442\u0432\u043e\u0440\u0435\u043d\u043e\u0442\u043e \u0431\u0430\u043d\u043a\u0438\u0440\u0430\u043d\u0435 \u0432 \u0434\u0432\u0435 \u043d\u0430\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u044f \u2013 \u043c\u0438\u043a\u0440\u043e (\u043f\u0435\u0440\u0441\u043e\u043d\u0430\u043b\u0438\u0437\u0438\u0440\u0430\u043d \u043f\u043e\u0434\u0445\u043e\u0434 \u0437\u0430 \u043f\u043e\u0442\u0440\u0435\u0431\u0438\u0442\u0435\u043b\u0441\u043a\u0438 \u0446\u0435\u043b\u0438) \u0438 \u043c\u0430\u043a\u0440\u043e (\u0430\u043d\u043e\u043d\u0438\u043c\u0438\u0437\u0438\u0440\u0430\u043d \u043f\u043e\u0434\u0445\u043e\u0434 \u0441 \u043f\u043e\u043b\u0438\u0442\u0438\u043a\u0430, \u0431\u0430\u0437\u0438\u0440\u0430\u043d\u0430 \u043d\u0430 \u0434\u0430\u043d\u043d\u0438 \u0432 \u0440\u0435\u0430\u043b\u043d\u043e \u0432\u0440\u0435\u043c\u0435, \u0437\u0430 \u0430\u043a\u0430\u0434\u0435\u043c\u0438\u0447\u043d\u0438\u0442\u0435 \u0441\u0440\u0435\u0434\u0438 \u0438 \u043f\u0443\u0431\u043b\u0438\u0447\u043d\u0438\u044f \u0441\u0435\u043a\u0442\u043e\u0440).<\/p>\n<p>\u0426\u044f\u043b\u0430\u0442\u0430 \u043f\u0440\u0435\u0437\u0435\u043d\u0442\u0430\u0446\u0438\u044f \u043c\u043e\u0436\u0435 \u0434\u0430 \u0433\u043b\u0435\u0434\u0430\u0442\u0435 <a href=\"https:\/\/app.livecasts.eu\/open-finance-the-backbone-of-digital-economy\/program\">\u0442\u0443\u043a<\/a> (02:14:00).<\/p>\n<p>\u0412\u044a\u0437 \u043e\u0441\u043d\u043e\u0432\u0430 \u043d\u0430 \u043f\u0440\u0438\u043d\u043e\u0441\u0430 \u043d\u0430 \u0432\u0441\u0438\u0447\u043a\u0438 \u0443\u0447\u0430\u0441\u0442\u0432\u0430\u0449\u0438 \u0441\u0442\u0440\u0430\u043d\u0438, \u0415\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u0430\u0442\u0430 \u043a\u043e\u043c\u0438\u0441\u0438\u044f \u0449\u0435 \u0438\u0437\u0433\u043e\u0442\u0432\u0438 \u0434\u043e\u043a\u043b\u0430\u0434 \u0441 \u0432\u0441\u0438\u0447\u043a\u0438 \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u0438 \u043f\u043e\u0434\u043e\u0431\u0440\u0435\u043d\u0438\u044f \u043f\u043e \u043e\u0442\u043d\u043e\u0448\u0435\u043d\u0438\u0435 \u043d\u0430 \u0440\u0435\u0433\u043b\u0430\u043c\u0435\u043d\u0442\u0430 PSD2, \u043a\u043e\u0439\u0442\u043e \u0449\u0435 \u0442\u0440\u0430\u043d\u0441\u0444\u043e\u0440\u043c\u0438\u0440\u0430 \u0441\u0440\u0435\u0434\u0430\u0442\u0430 \u0437\u0430 \u043e\u0442\u0432\u043e\u0440\u0435\u043d\u0438 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u0438 \u0443\u0441\u043b\u0443\u0433\u0438.<\/p>\n<p>\u041d\u0430 22 \u044e\u043d\u0438 \u0415\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u0438\u044f\u0442 \u0431\u0430\u043d\u043a\u043e\u0432 \u043e\u0440\u0433\u0430\u043d (EBA) \u0438\u0437\u043b\u0435\u0437\u0435 \u0441 \u043f\u043e\u0437\u0438\u0446\u0438\u044f \u0432 \u043e\u0442\u0433\u043e\u0432\u043e\u0440 \u043d\u0430 \u043f\u0440\u0438\u0437\u0438\u0432\u0430 \u043d\u0430 \u0415\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u0430\u0442\u0430 \u043a\u043e\u043c\u0438\u0441\u0438\u044f \u0437\u0430 \u0441\u044a\u0432\u0435\u0442 \u043e\u0442\u043d\u043e\u0441\u043d\u043e \u043f\u0440\u0435\u0433\u043b\u0435\u0434\u0430 \u043d\u0430 PSD2, \u043a\u043e\u0439\u0442\u043e \u043c\u043e\u0436\u0435\u0442\u0435 \u0434\u0430 \u043d\u0430\u043c\u0435\u0440\u0438\u0442\u0435 <a href=\"https:\/\/www.eba.europa.eu\/eba-replies-european-commission%E2%80%99s-call-advice-%C2%A0-review-payment-services-directive\">\u0442\u0443\u043a<\/a>.<\/p>\n<p>*PSD2 \u2013 \u0420\u0435\u0432\u0438\u0437\u0438\u0440\u0430\u043d\u0430 \u0414\u0438\u0440\u0435\u043a\u0442\u0438\u0432\u0430 \u0437\u0430 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u0438 \u0443\u0441\u043b\u0443\u0433\u0438 \u0435 \u0437\u0430\u043a\u043e\u043d\u043e\u0434\u0430\u0442\u0435\u043b\u0441\u0442\u0432\u043e \u043d\u0430 \u0415\u0421 \u0438 \u0430\u043a\u0442\u0443\u0430\u043b\u0438\u0437\u0438\u0440\u0430\u043d\u0430 \u0432\u0435\u0440\u0441\u0438\u044f \u043d\u0430 PSD1, \u043a\u043e\u044f\u0442\u043e \u0431\u0435\u0448\u0435 \u0432\u044a\u0432\u0435\u0434\u0435\u043d\u0430 \u0437\u0430 \u043f\u044a\u0440\u0432\u0438 \u043f\u044a\u0442 \u043f\u0440\u0435\u0437 2007 \u0433., \u0441 \u0438\u0434\u0435\u044f\u0442\u0430 \u0434\u0430 \u043e\u0441\u0438\u0433\u0443\u0440\u0438 \u0435\u0434\u0438\u043d\u0435\u043d \u043f\u0430\u0437\u0430\u0440 \u0437\u0430 \u043c\u0435\u0442\u043e\u0434\u0438 \u043d\u0430 \u043f\u043b\u0430\u0449\u0430\u043d\u0435 \u0432 \u0415\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u0438\u044f \u0441\u044a\u044e\u0437. PSD2 \u043f\u0440\u0438\u043d\u0443\u0436\u0434\u0430\u0432\u0430 \u0434\u043e\u0441\u0442\u0430\u0432\u0447\u0438\u0446\u0438\u0442\u0435 \u043d\u0430 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u0438 \u0443\u0441\u043b\u0443\u0433\u0438 \u0434\u0430 \u043f\u043e\u0434\u043e\u0431\u0440\u044f\u0442 \u0443\u0434\u043e\u0441\u0442\u043e\u0432\u0435\u0440\u044f\u0432\u0430\u043d\u0435\u0442\u043e \u043d\u0430 \u0441\u0432\u043e\u0438\u0442\u0435 \u043a\u043b\u0438\u0435\u043d\u0442\u0438 \u0438 \u0434\u0430 \u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u044f\u0442 \u0438\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0438\u044f \u0437\u0430 \u0430\u043a\u0430\u0443\u043d\u0442\u0430 \u043d\u0430 \u0434\u043e\u0441\u0442\u0430\u0432\u0447\u0438\u0446\u0438 \u043d\u0430 \u0443\u0441\u043b\u0443\u0433\u0438 \u043e\u0442 \u0442\u0440\u0435\u0442\u0438 \u0441\u0442\u0440\u0430\u043d\u0438 (TPP). \u0426\u0435\u043b\u0442\u0430 \u043d\u0430 PSD2 \u0435 \u0434\u0430 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